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T1-2024

Schedule 8: Quebec Pension Plan Contributions for 2024

This schedule calculators contributions to the Quebec Pension Plan(QPP) and is only relevant to people who were a resident of Quebec at the end of 2024, and have earned income in this province.

This calculator comprises 4 parts, as below:

Part 1 Number of months for QPP calculation.

Part 2 QPP contributions through employment if not self-employed

Part 3 Self-employment or elective income only.

Part 4 is for reporting self-employment or elective income and employment income (first complete Part 3).

T1-2024 Canada Pension Plan Contributions and Overpayment for 2024
Part 1 - Determine the number of months for the QPP calculation
Enter the number of months as 12, unless:
You turned 18 during 2024, enter the number of full months following your birth month to the end of the year. For instance, if your birth month is March then the number of months is 9.
You received CPP or QPP disability pension for all of 2024, the number of months is 0.
You received CPP or QPP disability pension for part of the year, enter the number of full months you were not receiving the pension. For instance if the payments stopped in September the number of months is 3.
You are completing this form for someone who died during the year. Enter the number of months up to and including their death. For instance if the person died in May, the number of months is 5.
Number of months during which the QPP applies in 2024.A
Part 2 - Calculating your QPP contributions on employment income
Enter your yearly maximum QPP pensionable earnings (see the monthly proration table below to find the amount that corresponds to the number of months entered in box A of Part 1).(maximum $53,600)1
Total QPP pensionable earnings. Enter the total of box 26 of all your T4 slips (maximum $53,600 per slip). If box 26 is blank, use box 14.55482
Enter the amount from line 1 or the amount from line 2, whichever is less.(maximum $53,600)3
Enter your maximum basic QPP exemption (see the monthly proration table below to find the amount that corresponds to the number of months entered in box A of Part 1).(maximum $3,500)-4
Earnings subject to QPP contributions: Line 3 minus line 4 (if negative, enter "0")(maximum $50,100)=5
Actual QPP contributions: Enter the total QPP contributions deducted from box 17 of all your T4 slips.5033•6
Required contributions on QPP pensionable earnings: Multiply the amount from line 5 by 5.25%.(maximum $2.630.25)-7
Line 6 minus line 7 (if negative, enter "0")=8
If you are self-employed and/or you are electing to pay additional QPP contributions on other earnings, enter the amount from line 6 on line 308 of your Schedule 1 and, if applicable, on line 5824 of Form 428. Then continue with Part 4.
Otherwise, enter the amount from line 6 or line 7, whichever is less, on line 308 of your Schedule 1. If the amount from line 8 is positive, see line 452 in your Quebec provincial income tax guide. If the amount from line 8 is negative, you may be able to make additional QPP contributions; see line 445 of the Quebec provincial income tax guide.
Monthly proration table for 2024
Part 2
Applicable number of months Line 1. Maximum QPP pensionable earningsLine 4. Maximum basic QPP exemptionApplicable number of months Line 1. Maximum QPP pensionable earningsLine 4. Maximum basic QPP exemption
1$4,466.67$291.677$31,266.67$2,041.67
2$8,933.33$583.338$35,733.33$2,333.33
3$13,400.00$875.009$40,200.00$2,625.00
4$17,866.67$1,166.6710$44,666.67$2,916.67
5$22,333.33$1,458.3311$49,133.33$3,208.33
6$26,800.00$1,750.0012$53,600.00$3,500.00
<--amount-->
Part 3 - QPP contributions on self-employment and other earnings ONLY (no employment income)
Net business income* (amount from line 27 of Schedule L of your provincial income tax return for Quebec; if negative, enter "0")3711
Income on which you want to make optional contributions (from line 3 of work chart 445 of your provincial income tax return for Quebec)373+2
Add lines 1 and 2.QPP pensionable earnings (maximum $53,600)*=3
Basic Exemption(maximum $3,500)*-4
Line 3 minus line 4:(maximum $50,100)=5
QPP rate x%6
Multiply line 5 by 6=7
Deduction and tax credit for QPP contributions on self-employment and other earnings:
Multiply the amount from line 7 by 50%.8
Enter the amount from line 8 on line 222 of your return and on line 310 of Schedule 1.
* Self-employment earnings, QPP pensionable earnings, and the basic exemption should be prorated according to the number of months entered in box A of Part 1 (do not prorate the self-employment earnings if the individual died in 2024).
Part 4 - QPP contributions on self-employment and other earnings when you have employment income
Net business income (amount from line 27 of Schedule L of your provincial income tax return for Quebec; if negative, enter "0")*3711
Income on which you want to make optional contributions (from line 3 of work chart 445 of your provincial income tax return for Quebec)373+2
Add lines 1 and 2.=3
Enter the amount from line 6 of Part 2.Actual QPP contributions4
If the amount on line 8 of Part 2 is positive, complete lines 5 to 7. Otherwise, enter "0" on line 7 and continue on line 8.
Enter the amount from line 6 of Part 2.5
Enter the amount from line 7 of Part 2.-6
Line 5 minus line 6 (if negative, enter "0")=-7
Line 4 minus line 7 (if negative, enter "0")=8
Multiply the amount from line 8 by 19.0476.9
Enter the amount from line 1 of Part 2.QPP pensionable earnings (maximum $53,600)10
Enter the amount from line 4 of Part 2.Basic exemption (maximum $3,500)-11
Line 10 minus line 11 (if negative, enter "0")(maximum $50,100)=12
Enter the amount from line 9.-13
Line 12 minus line 13 (if negative, enter "0")=14
Enter the amount from line 3 or line 14, whichever is less.15
If the amount on line 2 of Part 2 is less than the amount on line 4 of Part 2, complete lines 16 to 18. Otherwise, enter "0" on line 18 and continue on line 19.
Line 4 of Part 2 minus line 2 of Part 216
Line 3 minus line 12 (if negative, enter "0")-17
Line 16 minus line 17 (if negative, enter "0")=-18
Earnings subject to contributions: line 15 minus line 18 (if negative, enter "0")=19
Multiply the amount from line 19 by 10.50%.20
Multiply the amount from line 8 of Part 2 (if positive only) by 2.-21
Line 20 minus line 21 (if negative enter "0")=22
Deduction and tax credit for QPP contributions on self-employment and other earnings: Multiply the amount from line 22 by 50%.23
Enter the amount from line 23 on line 222 of your return and on line 310 of Schedule 1.
* Self-employment earnings should be prorated according to the number of months entered in box A of Part 1 (do not prorate the self-employment earnings if the individual died in 2024).